Rate Calculator FAQ's

Our Rate is an all inclusive rate.  It includes Title Insurance, Settlement Fees, and Title Search.  The only additional expense is for endorsements and recording.

Q. What amount do I use to calculate Title Insurance the loan amount or purchase price?

Where a loan policy and owner’s policy are issued simultaneously on the same property, they shall be treated as a single policy and the Charge shall be based on the policy with the highest limits.

Q. When does the Basic Rate apply?
 
When the Property has not been insured within the last 10 years. You will know that a property has not been insured in the last 10 years if the deed was recorded more than 10 years ago. And there has been no mortgage recorded within the last 10 years. 
                                   

Q. When does the Reissue Rate apply?

Q. When does the New Construction rate apply?

When the property is being sold by a builder that has sold at least 5 units from a single tract. This rate applies to most new construction communities. If you have any questions about when this rate applies please call our office.

Q. When does the Refinance 4-2 years apply? 

Q. When does the less than 2 year Refinance Rate apply?

If a property is being refinanced less than 2 years since the last mortgage was recorded this rate will apply.  

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